About Plently

The #1 Banking App for the Commonwealth

The Story of Kunle and Plently

Building a Banking App for the Commonwealth.

Kunle Ayankoya, the Founder and CEO of Plently, started the company with a clear mission: to bridge the financial gap experienced by underserved communities in the U.S. and around the world. Having seen firsthand the challenges low-income individuals face when trying to access financial services, Kunle recognized that the traditional banking system wasn’t built for everyone.

You can say this journey began in Nigeria, where community-based financial systems like Rotating Savings and Credit Associations (ROSCAs) were a trusted way for people to save, lend, and borrow together. These grassroots, peer-powered systems created access where formal banks did not. But after moving to the U.S., Kunle found that such community-driven solutions were missing in the American financial landscape.

In the U.S., there are underbanked and unbanked wealth owners due to major obstacles: high fees, complex processes, and minimum balance requirements that prevent access to basic banking. The system leaves millions behind.

That’s what led Kunle to build Plently: a fintech company offering inclusive, accessible, and secure financial tools designed for the communities that need them most. Plently isn’t just about banking; it’s economic empowerment. The goal is to give individuals and communities the tools to save, borrow, and build wealth together.

Plently: The #1 Banking App for the Commonwealth.

Empowering Financial Inclusion Through Community-Led Digital Banking

The tagline for plently – The #1 Banking App for the Commonwealth” reflects this mission. “Commonwealth” is a powerful word. It stands for shared prosperity, mutual support, and community-driven growth. Plently exists for everyone excluded by traditional banks: immigrants, low-income earners, and financially underserved groups.

Whether it’s a small business owner seeking funding or a family saving for their children’s future, Plently helps them take control of their finances. Kunle’s long-term vision is to take this model global, bringing community-first banking to underserved wealth across the world.

Plently is more than a digital bank. It’s a movement toward financial inclusion, where no one is left behind. By building a financial ecosystem rooted in collective effort and mutual prosperity, Plently is redefining access to banking for the better.

As the #1 Banking App for the Commonwealth, Plently is helping communities rise — together.

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Rosemary D.

Phia Consultants

It's like having the best financial partner in my pocket!

Jonathan G.

Open Space Inc

Plently has truly transformed my financial life.

Emily H.

Student

With their user-friendly interface and innovative tools, managing my money has become a breeze.

Margaret D.

Small Business Owner

I finally feel in control of my finances, thanks to Plently!

Alexander P.